Clause 01
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
WIPO
Terms
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
Clause 02
Scope of Services
This website provides general information about insurance selection services for retirees. Any descriptions of coverage, eligibility, or options are for informational purposes only and do not create an insurance contract, guarantee approval, or replace advice from a licensed insurer or adviser.
HCCH03
Clause title
Fees and Charges
We may charge fees for certain services or referrals, and any applicable commercial terms will be presented separately before you choose to proceed. You are responsible for reviewing those terms and for any amounts you agree to pay.
ReferenceUN Declaration
04
Clause title
Use Conditions
We may set reasonable conditions on access to the website and on the use of our services, including the right to refuse or limit use where necessary to protect the site, our users, or our business interests. We may also change or discontinue any part of the website at any time.
ReferenceOECD
Policy Terms
All content on this website, including text, layout, graphics, and logos, is owned by us or used with permission and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse the content except as allowed by law or with our prior written consent.
05
Intellectual Property
All content on this website, including text, layout, graphics, and logos, is owned by us or used with permission and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse the content except as allowed by law or with our prior written consent.
Reference
WIPO
06
Disclaimer of Warranties
The website and its content are provided on an as is and as available basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, fitness for a particular purpose, and uninterrupted availability, and we are not responsible for decisions made based on the website content.
Reference
HCCH
Legal Summary
Governing Law
These Terms are governed by the laws applicable in the jurisdiction where the website operator is established, without regard to conflict of law rules. Any dispute arising from the website or these Terms should be brought in a competent court or other forum with proper authority over the matter.
07
Clause Entry
Docket Reference
Governing Law
These Terms are governed by the laws applicable in the jurisdiction where the website operator is established, without regard to conflict of law rules. Any dispute arising from the website or these Terms should be brought in a competent court or other forum with proper authority over the matter.
ReferenceUN Declaration
08
Clause Entry
Docket Reference
Contact and Changes
If you have questions about these Terms or the website, you may contact us through the contact details provided on the site. We may update these Terms from time to time, and the revised version will apply when posted unless a different effective date is stated.
ReferenceOECD